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Privacy Policy

1. OVERALL

This webpage, which may be accessed at https://www.gostudyloans.com/ Gostudy Loans ("We/Our/Us"), is the company that runs the ("Website/Site"). Your privacy is something that we take very seriously. The IT Act, 2000 (21 of 2000) and other federal, state, and local legislation about processing personal data are followed when we gather and handle your personal information. Please carefully read the following to learn about our policies and procedures pertaining to your personal data.

We gather your data to offer and enhance our services and goods going forward.

Without prior warning, our privacy policy is subject to change at any moment. Please ensure you are informed of any changes by routinely reviewing this policy.

It is anticipated that all partner companies and other third parties that operate with or for us and have access to personal information will read this policy and abide by it. Without first agreeing to a confidentiality agreement, no third party may access or handle our sensitive personal information.

2. OUR METHOD OF INFORMATION COLLECTION

2.1 Directly from you and via this website: We can get information from you when you visit this website. The context of your interactions with our website determines what information we gather.

Through business interactions: We could get information from you or your staff through business interactions.

Other sources, such as public databases, collaborative marketing partners, social media platforms, and third parties, may provide us with information.

Updated delivery and address data from our carriers or other outside sources, which we utilize to correct our records and expedite the delivery of your subsequent purchase or correspondence.

Details on your experiences using our subsidiaries' goods and services.

3. DATA WE GATHER

Our primary goal in gathering information is to give our clients better services.

When you use or log in to our website, we obtain the following information from you:

Names, institutions, phone numbers, email addresses, date of birth, income sources, financial information, and banking terms c. When you use or register on our website, we do get the following sensitive personal data from you:

Financial information Birthdate, gender, and country of origin

Some information is automatically gathered when you visit our website. Information like your device's operating system (OS), IP address, access times, browser type, language, and the website you visited before ours may be included in this. Additionally, we gather data on your usage of our goods and services.

The entire clickstream to, through, and from our website (including the date and time); cookie number; products and content you have viewed or searched for; download errors; time spent on visitors to specific sites; response times for pages; and details on user behaviours (such as typing, scrolling, and mouse-overs); data about page response times.

We use "Cookies" to automatically gather information. On your hard disk, cookies are little data files that are kept. Cookies enable us to enhance your experience, our marketing efforts, and our Site, among other things. We use cookies to track our Site's most popular sections and features and count visits.

We automatically gather purchase or content usage history, which we occasionally combine with comparable data from other users to provide features like Top Rated, Best Seller, etc.

The majority of web browsers have cookies enabled by default. You can have your browser refuse and erase cookies if that's how you want it to work. You won't be able to use some features if your browser is set to refuse cookies. Go to your browser's help page to modify your cookie settings for further details on how to remove cookies.

You consent to Us utilizing your comments to promote the website and marketing materials by using this website.

We will hold onto your information for the duration required by applicable laws and as long as we need it to serve you with the goods and services.

We may use your data for our legitimate interests to tell you about our products, services, business updates, and events if you choose to receive marketing correspondence from us, subscribe to our mailing list or newsletters, participate in any of our competitions, or give us your information at networking events.

4. OUR USE OF INFORMATION

The significant reasons we gather information are to offer, preserve, safeguard, and enhance our existing services and goods.

We use the data gathered from this website as this policy outlines. We may use your data for the following purposes:

Enhance our services, the Site, and the way we run our businesses;

Gain insight into and improve your experience with our Site, products, and services;

III. Customize our offerings and offer advice;

IV. Provide and deliver the goods and services you request;

V. Process, manage, finish, and record transactions;

Assist customers and address their requests, feedback, and questions;

Provide you with pertinent information, such as bills, technical notices, updates, security warnings, and administrative and support communications; Keep you informed about sales, forthcoming occasions, and updates on goods and services;

5. DATA TRANSFER

User information is crucial to our operations; we take appropriate precautions to safeguard it.

We only disclose your information when it's necessary to fulfil a transaction or deliver a good or service you've requested or approved. We also share data with suppliers who work with us, as well as with our subsidiaries and affiliates.

We could hire other businesses and people to carry out tasks on our behalf. Order fulfilment for goods and services, package delivery, email and postal mail delivery, deleting duplicate information from customer lists, marketing support, search results and links (including sponsored listings and links), payment processing, content transmission, credit risk assessment, and customer service are just a few of the tasks.

While they can use the personal information required to carry out their duties, these third-party service providers can access it. They also have to treat the Personal Information in a way that complies with this privacy statement and all relevant data protection laws.

When it's necessary to abide by the law, enforce or apply our terms of service and other agreements, or safeguard the privacy, property, or security of others, which include our users, we release accounts and additional personal information. This involves sharing information with other businesses and organisations to prevent fraud and lower credit risk.

6. Cookies

We make use of cookies to enhance our online presence. These little text files are kept in your computer's main memory. When you shut the browser, these cookies are removed. Long-term cookies stay on your computer and enable identification of them when you return. By doing this, we can enhance your experience using our Site. This gives us further insight into your interests and gives you access to critical features and services, such as:

I. Keep track of things you've added to the purchasing basket.

II. Examine and analyse to enhance the offerings regarding goods and services.

III. Eliminating fraudulent practices.

IV. Increasing protection.

Our cookies enable you to utilise some of our most essential features. For instance, you won't be able to use any services or products that need you to sign in, add things to your shopping cart, or check out if you block or otherwise reject our cookies.

When using Our services, authorised third parties can also set cookies.

Search engines, measurement and analytics services suppliers, social media platforms, and advertising firms are examples of third parties.

Third parties employ cookies to deliver content, including adverts related to your search.

7. CONTROL ON DATA

We take precautions to safeguard client information. Technical safeguards are in place to guard against unintentional data loss, destruction, or damage and unauthorised or illegal access to data. The staff members handling the data have received training on safeguarding it against unauthorised or unlawful use.

We follow procedural, electronic, and physical security measures when gathering, preserving, and sharing personal client information.

We take reasonable precautions to guard against disclosure, modification, destruction, loss, misuse, and unauthorized access to your personal information. To assist in stopping someone from accessing or misusing your accounts and services, you must secure your user names and passwords. It would prevent you from using your other account credentials as your password for our services or using them more than once.

You must ensure that no one else can access your password or your computers, gadgets, or apps. Whenever you are done using a shared computer, remember to sign off. e. We share the information you provide us on our safe servers. We have established the proper organisational, technological, and physical safeguards to protect your data against unintentional loss and illegal access, use, modification, or disclosure. Furthermore, we restrict access to personal information to workers, representatives, vendors, and other outside parties with a valid business need.

We share the information you provide us on our safe servers. We have established the proper organisational, technological, and physical safeguards to protect your data against unintentional loss and illegal access, use, modification, or disclosure. Furthermore, we restrict access to personal information to workers, representatives, vendors, and other outside parties with a valid business need.

The information we gather from you will be kept for the time necessary to finish the transaction with you or as long as needed by any relevant laws.

8. THE LINKS TO OTHER WEBSITES OR APPS

There may occasionally be connections on our Site to and from other websites run by third parties. We disclaim all duty and obligation for these policies. Please be advised that the websites you visit may apply different policies regarding the gathering and safeguarding your personal information if you click on a link from this list. After leaving our website, we encourage you to check the privacy policies of any other website you visit.

9. APPS FOR SOCIAL NETWORKS

This website includes social network icons and plugins to simplify sharing on your preferred networks. To protect users' privacy, these plugins are configured not to set any cookies when evaluating the website. If you choose to use the plugin voluntarily, cookies could be charged. The privacy rules of social networks apply to the collection and use of information received through the plugin.

10. DISCLAIMER OF PERSONAL DATA

Except in the following situations, where third parties working on our behalf comply with the data protection principles outlined in the IT Act, 2000 (21 of 2000) and other applicable laws, or where a written agreement between the third party and Us is established, requiring the third party to provide at least the same level of privacy protection as is required by such principles, Without your previous agreement, we do not disclose your personal information to other parties:

Adhering to legal requirements or fulfilling legitimate inquiries and legal procedures;

In an emergency, including to protect anyone's safety, V. In connection with the completion of a business transaction (or the negotiation of a business transaction) that involves the sale or transfer of all or a portion of our assets or company (business actions can include any merger, financing, acquisition, divestment, or bankruptcy case); III. To uphold our agreements, rules, and guidelines of use, in addition to preserving the property and rights of Ours, our intermediaries, clients, and everyone else;

To complete a business agreement (or negotiate a business deal) that involves selling all or a portion of our company or assets (business transactions can include any merger, financing, acquisition, divestment, or bankruptcy procedure, among other things).

11. Minors

You may only use Our Website with your parents' or legal guardians' approval if you are under eighteen (18) years old or younger than the age of maturity in the legal authority in which you reside. Regardless, we disclaim all liability for any claim arising from your failure to comply with this clause.

12. Updates on this policy

This policy may be modified from time to time. The date listed above under "Last Updated" will be updated if we modify this policy. When we announce service changes, you acknowledge that your continuing use will be interpreted as accepting the revised policy.